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为了存钱为了攒钱我们每日都在奔波，不管是从工作上面，还是从额外的娱乐项目博彩上面，赚到更多的钱都是我们的期望与目标~
4 o ]4 R6 ] ~$ ?+ ^4 {$ T! R; |' a/ \大家赚来的钱除了正常的开销以外一定会攒起来存到银行里面，这些就被称为备用的钱~5 N: w! W; t3 v A6 c0 _9 n9 O5 a0 ?
盈盈接触过的很会理财的人都是这样来安排的，7 }/ Q7 Q# [4 u! w' c
把每月的收入固定分为5份：5 \! o8 K. m& z+ J1 k
1 日常花销
' v6 }+ ]0 A/ m& y, y5 j; _4 o! D2 养家糊口
, \. `3 K8 M# q! `% R$ Z) p3 孝敬父母
( ]! b- P* q7 v$ q0 }0 P4 投资理财; ^! _3 ^1 a+ _: M& I
5 备用的钱4 e8 V6 s+ }4 Q* ^7 e
备用的钱是用来做什么的呢？; s3 R4 q6 R- ~2 X0 Y- W
平日里把部分钱存起来，以备不时之需。当我们遇到变故或者是一些突发事件，备用的钱就是我们唯一的依靠。
' u$ x2 d' v" M) |* w有了备用的钱就很踏实的感觉，一生中总会有顺心和不顺心，谁也说不准，前一秒和后一秒都会产生什么变化~
- t2 z/ m0 K4 x/ A8 x盈盈自小在菲律宾长大，但是受的教育还是天朝非常传统的。
3 Q; W8 w. P# i. v来说说菲律宾人的习惯和天朝人的习惯做一个对比：
: L [& ?8 B5 l% @菲律宾人消费习惯跟西方国家差不多，称之为"月光族"，没有留任何备用钱的习惯，也因为地理气候的原因，很多人没有钱的时候就睡在路边上，饿了就爬到树上摘一个椰子来吃，一年四季都是夏天，也不怕被冻着，也不怕挨饿~3 i Y* I: M% j' E% m6 y% Q
天朝人的消费习惯非常的保守，称之为"存钱族"，我们会在固定的时间把暂时不需要的钱全部存起来，做到"缸里有粮，心中不慌"，备用钱充足，这是天朝人数千年以来流传下来的传统好习惯~
8 \4 ?2 x- j# S5 u" Q5 Z希望大家不管在什么时候，一个好的理财观念和方法要有~博彩赢多了的时候记得拿出部分进行消费，除了犒劳自己和家人，不要忘记存到备用钱一部分喔~& N9 u8 @+ z$ Y' o6 t/ y
# C$ g9 {- x8 k4 J
, h- [4 l6 Z, [! n最后来一个小笑话，
" S# B3 ?4 B+ J. H! |% X: [在爱情公寓里面，盈盈记得关谷曾经说过一句话：“以前我听说你们天朝人很谦虚，可是来到这里我发现原来并不是，因为我看到大街上很多房子写着“天朝很行，天朝工商很行，天朝农业很行，广东发展很行…”;P4 X$ j" E) c' v) i, I4 |* @) O d; B
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6 d" y1 M2 d. |* Q7 c: r' j" ^1 m4 q慢慢来攒，正常的工作和生活所需的费用也是靠双手和智慧赚来的，节约是福，省着点，备用的钱就积少成多啦~ |
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8 G; D$ O9 C! b- S" y9 ` e
{:4_99:}是的呢，家有余粮怎么着也不怕饿到~ |
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: B1 ^3 A3 K5 U, E/ G
中奖哥哥谦虚了，看您平日里发的帖子晒图，盈盈就知道您是一个非常有计划性的人~理性博彩非常好~ |
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1 日常花销3 }5 u: ` L3 M/ R9 r+ e u
2 养家糊口
5 Z- z# }$ R( X3 孝敬父母
) P+ ?4 ^3 S7 S9 q& u- z4 C- `+ u6 A; {往下就没有了 |
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