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为了存钱为了攒钱我们每日都在奔波，不管是从工作上面，还是从额外的娱乐项目博彩上面，赚到更多的钱都是我们的期望与目标~6 I* ^8 ~( e' {7 c" n( g( }) m: r
大家赚来的钱除了正常的开销以外一定会攒起来存到银行里面，这些就被称为备用的钱~
2 t" N. C- _# b. |1 Z盈盈接触过的很会理财的人都是这样来安排的，/ t' D! f" g' o* }4 d- f, F
把每月的收入固定分为5份：
: v6 t- H7 M& B; z1 日常花销
k' g& {9 A3 A+ ^2 养家糊口: [( q# ^0 l, S' ^. n" y
3 孝敬父母
/ Y0 [' g, d/ k( u4 投资理财
/ M) V* ?: J) R8 Y) z5 备用的钱; j+ N5 W' W# B8 Z$ o
备用的钱是用来做什么的呢？( }* m# t" N( G2 w% f
平日里把部分钱存起来，以备不时之需。当我们遇到变故或者是一些突发事件，备用的钱就是我们唯一的依靠。4 L; i: ^4 U: i0 h) z6 K9 L5 ~
有了备用的钱就很踏实的感觉，一生中总会有顺心和不顺心，谁也说不准，前一秒和后一秒都会产生什么变化~! ^) O3 B& F* Z% h
盈盈自小在菲律宾长大，但是受的教育还是天朝非常传统的。
9 g0 | A4 \2 O4 Z" r# F. C来说说菲律宾人的习惯和天朝人的习惯做一个对比：
7 e* P2 o) v! M1 c- @3 a, M菲律宾人消费习惯跟西方国家差不多，称之为"月光族"，没有留任何备用钱的习惯，也因为地理气候的原因，很多人没有钱的时候就睡在路边上，饿了就爬到树上摘一个椰子来吃，一年四季都是夏天，也不怕被冻着，也不怕挨饿~
3 F- o: e- w5 |天朝人的消费习惯非常的保守，称之为"存钱族"，我们会在固定的时间把暂时不需要的钱全部存起来，做到"缸里有粮，心中不慌"，备用钱充足，这是天朝人数千年以来流传下来的传统好习惯~( x1 p, u! ? L b+ o n+ _
希望大家不管在什么时候，一个好的理财观念和方法要有~博彩赢多了的时候记得拿出部分进行消费，除了犒劳自己和家人，不要忘记存到备用钱一部分喔~4 Z' ~' n/ S3 u& d7 X7 [, \
: j( D( ]1 i& R/ G% j: l+ t2 S3 o9 R$ I4 |4 x
最后来一个小笑话，+ Z! P" K$ n4 _- A- L) z1 @
在爱情公寓里面，盈盈记得关谷曾经说过一句话：“以前我听说你们天朝人很谦虚，可是来到这里我发现原来并不是，因为我看到大街上很多房子写着“天朝很行，天朝工商很行，天朝农业很行，广东发展很行…”;P% b: V2 d" H) ]" _
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, h# ^- B3 r. E e: s2 \/ r
慢慢来攒，正常的工作和生活所需的费用也是靠双手和智慧赚来的，节约是福，省着点，备用的钱就积少成多啦~ |
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* \! s6 k- e6 z+ w5 ?& P) W8 M1 h{:4_99:}是的呢，家有余粮怎么着也不怕饿到~ |
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/ N) r/ A3 Y0 }- S' f中奖哥哥谦虚了，看您平日里发的帖子晒图，盈盈就知道您是一个非常有计划性的人~理性博彩非常好~ |
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1 日常花销
5 _7 X& P; t. Y' ~' X0 ~" q2 养家糊口 k& j' M1 B$ I, k
3 孝敬父母
6 C( f- {4 q0 {" l* ]7 a3 O0 q往下就没有了 |
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